Bonus deadlines, annual fees, which card to use where — there's a lot to keep track of. Arclist handles it all.
✨ No subscription needed · No bank linking required
Add to home screen and use it like an app
Curated, not bloated
Quality over quantity. Only what matters to you.
AI-powered insights
Analyzes your benefits. Personalized recommendations.
Zero bank connections
Your data stays yours. Always.
Use it like an app
Add to home screen. No app store needed.
From application to cancellation, every card has a story.
We track all of it.
Chase 5/24. Amex once-per-lifetime. Citi 8/65. Every issuer has hidden rules that can block your next approval. Arclist tracks them all, so you apply at the right time.
Chase UR family, Amex MR family, Capital One. Your cards group into point ecosystems. Synergy Map shows how they connect, where your points can go, and what’s missing.
Groceries? Amex Gold, 4x. Gas? CSP, 3x. No more guessing at checkout. Plus, we’ll remind you about expiring credits and hidden perks you’re leaving on the table.
Annual fee coming up? Upload your statement and let AI do the math. We compare what you earned vs. what you’re paying, so you know exactly when to keep, downgrade, or cancel.
No bank linking. No complicated setup. Just your cards.
Search from 5,000+ cards or type the name. We auto-fill benefits, categories, and annual fees.
Your 5/24 status, bonus deadlines, and perk calendar populate automatically. No manual tracking.
No app store needed. Add Arclist to your home screen and use it like a native app, anytime, anywhere.
We didn't try to build everything. We built what actually matters.
Free Forever
Other tools charge $60–100/yr to manage your rewards. We believe tracking your own benefits shouldn’t cost extra. Arclist is free. And it stays free.
Intentionally Slim
We intentionally skipped the bulky API integrations. Less data shared means fewer attack surfaces. Your security gets stronger by design.
Designed to be Understood
Points, transfer partners, multipliers. It’s a maze out there. Our UI breaks it all down so clearly, you barely need to think.
Keep It or Churn It
Welcome bonus is over. Annual fee is due. Should you keep it or let it go? AI analyzes your actual usage and gives you a clear answer.
We never ask for your bank login. Just search and add. No hassle.
SSL encryption, security headers, and JWT auth. Your data is protected at every layer.
You decide what to add, what to share, and what to delete. Nothing happens without you.
Add to home screen and use it like an app