You already paid the annual fee. ArcList tracks every credit your cards give you — and your partner's — then pings you before each one disappears.
Free. No bank login, no card numbers.
A single premium card can carry a DoorDash credit, a travel credit, a dining credit, a hotel credit — each on its own reset schedule. Some reset every month. Some every quarter. Some on your cardmember year, not the calendar year.
Nobody remembers all of that. So the credits quietly expire, and the annual fee you paid for them turns into money you left on the table.
Add your cards. ArcList already knows what credits each one carries.
We track every reset date. Monthly, quarterly, cardmember-year — we handle the math.
You get a heads-up. A reminder 30, 7, and 1 day before a credit expires — so you actually use it.
We track the fixed perks tied to your card — not promo offers you have to hunt for. The stuff you paid for, remembered for you.
If you and your partner both carry premium cards, that's two stacks of credits expiring on two schedules. Link accounts and ArcList shows every credit across both of you — so nothing slips through the gap between "yours" and "theirs."
Link your partner. Both accounts share one pooled perk view, with a combined value total.
See what's still unused. Every credit, yours and theirs, with what's left this period and what it's worth.
Plan who uses what. Mark a credit used with a quick note, so you don't double-spend and nothing expires unclaimed.
You share perk names, values, and what's used — never card numbers or statements. Coordinate the spending, keep the private stuff private.
Premium cards are "worth it" only on paper. The math assumes you redeem every credit. Miss a few each year — across two people, that adds up fast — and the cards quietly cost you money. ArcList exists to make sure that math actually works in your favor.
We remember so you don't have to.